It wasn’t a car accident that caused Adrian Anzaldua to quit driving for Lyft — it was the fear of one.
The 27-year-old started driving full time for the app-based car service in October but quit in December after hearing anecdotes that raised questions about his insurance policy.
“I looked into this whole situation more closely because it seemed too good to be true,” said Anzaldua, who lives in San Francisco’s Mission District. “I read a couple accounts online of people who had gotten into accidents while driving for Lyft. They had their coverage denied, so they were stuck with a totaled car. I said, ‘I’m not driving until I figure out the insurance situation.’ ”
Anzaldua discovered what more and more drivers and insurance providers are finding: Those who work for companies like Uber, Sidecar and Lyft, which link drivers with customers through apps, are stuck in an insurance limbo that could leave them saddled with major costs after an accident.
READ THE ORIGINAL ARTICLE: Drivers for Lyft, Uber and Sidecar Grapple With the Insurance Gap – Skift.